August 31st, 2010 | 
Author: The 11 Best Money Saving Ideas Of All Time Part 4
At any time in history no matter what the current state of the economy no matter what the current trends no matter what the unemployment rate is or where interest rates lurk some moneysaving ideas stay true.
Some of you may have heard of these ideas before others may be entirely new to you. But whether you are familiar with these super secrets or not it will be well worth your while to put them into effect in your own life. The magic they will work on your financial life is guaranteed. I urge you to put them to work any one of these could change your life! Big changes come from small steps. One plus one does equal two so if you add one from eleven different places you will see big results.
This is a four part series giving you advice on saving your hardearned money in a variety of downtoearth ways. Nothing here is anything that anyone can’t do on a daily basis.
Amazing Money Tip 9 You must set shortterm goals and longterm goals. If you don’t know where you are going how do you expect to get there? It’s simple but powerful logic. When you have a target sitting out there somewhere in the future a target which is your goal it can almost act like a magnet that pulls you toward it.
Setting solid goals which are attainable yet still a challenge have proved time and time again to be one of the most powerful methods of achieving wealth and success ever developed. It has been demonstrated in corporate training schemes. It has been used successfully again and again by countless individuals. Setting both short term goals and longterm goals has the effect of focusing your mind like a laser beam. It pulls you along toward higher and better things. It gives solidity to what you are trying to accomplish and thus makes that which you want more real and likely to come into your life.
As you have probably heard it is best to write your short term and longterm goals down on paper and then post them somewhere in your workplace and home. The first thing you should do every morning is look over your goal list and then put together your Top 10 to do list which will move you toward your goal. The last thing you should do every evening is review your shortterm and longterm goals and tell yourself as you go to sleep that you are going to do everything in your power to make those goals a reality in your life. Amazing Money Tip 10 Invest your money and make it work at multiplying itself. Saving money in a savings account is important as we said above but the 2.3 percent interest rates most banks give you is not even enough to keep pace with inflation.
You must do more than save your money you must invest it. That means financial vehicles with superhigh rates of return such as mutual funds and stocks or the more risky commodity markets.
A 5000 investment in commodities can return you 10 times that amount 50000 in just a few weeks although you could easily lose it as well. Invest your savings into a long term certificate (CD). You can often get one with an interest rate up 4.55. They are 100 safe and still give you a much better return than normal savings accounts.
The bottom line is you should take a portion of your savings and put it in a high interest or high risk investment plans. That’s the way to really get ahead. Amazing Money Tip 11 Have fun! Yes this tip easily makes my list because it is so essential to your success. The great writer Ray Bradbury once said in an interview: “If you are not having fun you might as well forget it. Do everything you do with joy and you’ll be successful.” You need to be having fun to stay positive and you need to stay positive to make money. So come on! Get out their: laugh clap your hands live! Have a blast and rake in the cash! The world is waiting for you!
I hope you have learned many new ways to save your hard earned money and enjoy your daytoday life more. Remember nothing discussed in this 4 part series is anything that you can’t do. If you put this information to good use it is guaranteed that you will benefit from it.
Copyright copy; by Palyn Peterson
mailto:palynfutureinternetmarketing.com
About the writer:
Palyn Peterson publishes the acclaimed Advanced Internet Marketing News. A professional newsletter with a refreshing perspective and a strong focus on nocost techniques. http://FutureInternetMarketing.com. FREE Tips Tricks Tools Resources eBooks and More!
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The 11 Best Money Saving Ideas Of All Time Part 1
At any time in history no matter what the current state of the economy no matter what the current trends no matter what the unemployment rate is or where interest rates lurk some moneysaving ideas stay true.
Some of you may have heard of these ideas before others may be entirely new to you. But whether you are familiar with these super secrets or not it will be well worth your while to put them into effect in your own life. The magic they will work on your financial life is guaranteed. I urge you to put them to work any one of these could change your life! Big changes come from small steps. One plus one does equal two so if you add one from eleven different places you will see big results.
This is a four part series giving you advice on saving your hardearned money in a variety of downtoearth ways. Nothing here is anything that anyone can’t do on a daily basis.
Amazing Money Tip 1:
The great scientist Albert Einstein once said “It takes a genius to see the obvious.” What he meant by that is that sometimes the simplest things in life are the most powerful … but because they are so simple we tend to ignore them and not let them work for us.
One of the simplest but most powerful money making ideas is this: keep a daily log of everything you spend. Go to the dollar store and buy a little notebook and carry it with you wherever you go. Write down every penny every single penny you spend. It’s as simple as that.
If you do this you will find something magic happening in your financial life in just a few weeks.
There is something incredibly powerful about writing down all your expenditures. It makes the flow of money through your life more real and exact. It shows you simply and clearly just where you are spending your money on what and why. Once you know that it becomes much easier to control your spending.
Many people who have taken up this practice have not only learned something about themselves which they never knew before but they are often astounded.
For example a person could realized through examining their notebook that they actually spent nearly 2000 throughout the year on diet soft drinks snacks and candy bars! Since their job only brings in 25000 per year they realized that 8 of their entire income was being frittered away on something entirely frivolous. The person gave up the snacks and drinks and found they had enough money to go on vacation the following year. If you had the choice between snacks or a much needed vacation which would you choose?
The point is it was their daily expense log that helped achieve the insight and clarity they needed to get control of their finances. That’s what a simple spending record will do for you it will give you control over your spending and thus your financial life. There may be nothing but a 75cent notebook and a ballpoint pen between your life of financial struggle and financial freedom.
Amazing Money Tip 2:
Stop deficit spending! We all know how much trouble Uncle Sam has been creating spending more money than our country takes in. It’s called deficit spending. Well don’t fool yourself. The same rules apply to you. Using those evil little plastic cards may be the “American Way” but it’s a darn poor way.
Today the average credit card holder is carrying 8000 in plastic debt!
Spending yourself into debt with a credit card is unbelievably easy as many of you already know. The reason is psychological. When you give that clerk a credit card it’s just not the same as handing over a stack of green dollar bills. Would you as readily hand over a fistful of ten dollar bills as flip a credit card across a counter? Probably not.
Credit cards put you in the hole and keep you there. Even for people with good incomes paying your credit card debt down to zero is amazingly difficult. And make no bones about it credit card debt will sap your financial strength just as readily as an open vein will deplete your physical body of its very life force. Using a credit card by choice can quickly turn to using it for need. Once you get to that point you are already in trouble.
There is no secret to freeing yourself from the credit card game. You must take out a pair of scissors today cut your cards in half and begin paying them back slowly but surely. Be sure to always pay more than the minimum amount due even if it is just 10 more. Once you stop adding to the debt even small payments will eventually add up. You can get out of debt if you are patient and disciplined. Once your cards are history you must adopt a strict payas you go policy. Instead of buying now and paying later save now and buy when you have the full amount.
Once again this is not rocket science but stopping credit oriented consuming is one of the most powerful financial tools available to anyone today. Why not pick up this tool and use it?
Amazing Money Tip 3:
Sell your junk. That’s right it’s high past time for a major yard sale. Search through your house or apartment for every single item you don’t need and could sell at a flea market or yard sale.
Take an inventory. The truth is most people are astounded by what they own and how much money they have tied up in useless stuff. Why let it collect dust in your attic while it could collect interest in a savings account.
You could easily be 500 1000 … even 3000 richer by the end of the week. As an added bonus you’d have your place cleaned up and you will have a fresh feeling of starting over. A garage sale is an excellent way to not only clean out your house but it often gives a psychological boost that helps people get control of their life and money.
The next of the 11 best money saving ideas of all time will be discussed in part 2. Until then take note of what you have learned so far and put this information to good use. Read and reread this article; I bet you will notice a difference sooner than you think.
Copyright copy; by Palyn Peterson
palynfutureinternetmarketing.com
About the writer:
Get the very same internet marketing techniques that many “guru’s” are asking you 200 for FREE. Discover 24 necessary techniques. You’ll also receive a free gift. http://FutureInternetMarketing.com/guide.htm
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The 7 Traits Of An Exceptional Successful Entrepreneur
How often have you either referred to or considered the expression Success is a journey and not a Destination? Probably many times yet often being in a hurry to get there we forget that success is not an end unto itself but is instead an ongoing process.
Though some people seem to have the Midas touch and easily turn everything to gold most of us have to give our endeavors lots of time effort and the sweat of our brow before seeing things come to fruition. The simple truth is that the majority of us are simply not born leaders but become leaders by who we are and the actions we take. Consequently whether or not youre an established entrepreneur or just starting out on your journey there are particular traits youll usually find operating within the exceptional entrepreneur. In fact there are 7 particular traits youll generally discover deeply embedded within the exceptional and successful businessperson.
If youve already taken the plunge as an entrepreneur you know that it takes a great deal of planning development and strategic marketing to succeed. At any given time there are changes to be considered and new directions to examine. In which case whether youre the CEO CFO Chief Marketer or Chief Solutions Officer of your company your journey to success is probably full of trials and tribulations.
To support you in your journey to success be willing to open your mind and sense of reasoning as you consider whether these traits are part of your driving force. If they are not yet ingrained within you I recommend that you give them some thought.
THE 7 TRAITS TO SUCCESS!
1) Successful Entrepreneurs Gain the Respect of their Peers! One of the first and most obvious characteristics youll see operating in an exceptional entrepreneur is an equitable and unbiased disposition. Plain and simple the successful entrepreneur recognizes that no one is above or below. With an attitude of respect for others the successful entrepreneur gains the respect from everyone they encounter. Strategies attitudes and methods filter down to each person and reflect on all actions and activities. A successful entrepreneur gives everyone the space to be great. No matter how effective or beneficial your expertise becoming a successful entrepreneur requires building up of your character muscles traits and habits which correspondingly make your dreams a reality.
2) Successful Entrepreneurs Believe and Trust in Themselves!
The savvy entrepreneur is good at trusting his or her own ideas and instincts. Starting out as an entrepreneur requires persistence determination and a high level of selfdiscipline. Continuing as a successful entrepreneur requires even more persistence determination and selfdiscipline. The wise and successful entrepreneur knows this and works hard at developing their level of confidence. If you have a strong code of ethics and believe in yourself then your ideas can work. Having the desire and passion are the first steps on your journey; getting there requires believing in yourself.
3) Successful Entrepreneurs Follow a Plan!
The successful entrepreneur follows a plan. Haphazard or trial and error have no place for the triumphant entrepreneur for no one gets to his or her destination without a map or a guide to follow. That doesnt mean you wont go off course if another road seems better but its still more effective to have a plan in place. Most successful entrepreneurs start out by writing a basic business plan that acts as the impetus and guide for their endeavors. It doesnt have to be fancy or lengthy but it should include marketing strategies goals intentions ideas and why you can do better than your competition. A business plan should be reviewed and updated periodically for each new idea stirs and inspires other ideas.
4) Successful Entrepreneurs Think Creatively!
Successful entrepreneurs are not afraid of thinking creatively. Whether a business idea has already been tried makes no difference to the exceptional entrepreneur. He or she sees better ways of doing things and knows that every idea can be expanded upon made better enhanced or broadened. The successful entrepreneur is willing to think outside or the proverbial box which means using imagination trying new things and expanding on a vision. The savvy entrepreneur pays careful attention as to whether a particular strategy is working. If after giving it his or her best shot the entrepreneur realizes the particular strategy isnt working they know theres no point in continuing to invest energy time and effort in the strategy. They move on to another approach and idea.
5) Successful Entrepreneurs Explore Their Exceptional Skills!
Successful entrepreneurs realize that we each have our strengths and weaknesses as well as a multitude of skills and talents. Successful people ask themselves often what skills they have that no one shares in quite the same way. An exceptional and successful entrepreneur explores their particular skills until they find the ones that match most closely with their ideal. They dont try to be and do everything. If the successful entrepreneur needs help theyre willing to find someone who can do it better and allows in the support. The successful entrepreneur stays open to change for they recognize that as they move forward doors open in unexpected places that carry them to their next level of success.
6) Successful Entrepreneurs Envision Their Success!
The successful entrepreneur gives time to envisioning how they want their business to look and how they want it to be. Intention is a powerful and dynamic tool. For those who are not inclined towards intention and visualization talk to a successful athlete and youll discover that before each sporting event the successful athlete envisions exactly how he or she wants things to turn out. Imagine what it will feel like when youve reached a particular set of goals. Get in touch with the feelings youd have as a successful entrepreneur. Practice and conceive of the sense of empowerment and the joy of having succeeded. The successful entrepreneur knows they have the power to live life the way they want but to make it a reality they know it has to be seen first.
7) Successful Entrepreneurs Never Give Up!
Giving up is never in the vocabulary of the successful entrepreneur. Of course there may be days when a successful entrepreneur feels discouraged or disappointed but giving up is not an option. Having faith trust confidence and determination are the qualities needed for the successful entrepreneur. To keep their focus on track they seek out the support of those that know them encourage them and bring out their natural enthusiasm. The smart and successful entrepreneur realizes that there will be good days and not so good days. Being a successful entrepreneur requires accepting the ebbs and flows of business for it is in fact what separates the exceptional and successful entrepreneur from the one who gives up far too soon.
About the writer:
Robert MomentAuthor Business Coach and Strategistis the Author of bestselling book “It Only Takes a Moment to Score”. Founder of The Moment Group a Small Business Coaching Consulting Firm Robert helps entrepreneurs harness their potential and soar to new heights. Contact Robertsellintegrity.com or visit his web site at http://www.sellintegrity.com.
Copyright 2004 Robert Moment
www.sellintegrity.com